Struggling to Meet Loan Repayments? Our Debt Solutions May Help…

Cathy and Peter entered a Debt Agreement, after their struggle with Debt become overwhelming.

“I was almost suicidal and very sick. I was completely unable to think. All I wanted was for the phone calls and bills to stop. When it becomes obvious a debt is not going to be settled, they sell it on to someone else. These people are ruthless. These are quite big companies and they just won’t leave you alone.”

“The phone doesn’t stop ringing. They say they might have to send someone around.”

A common theme amongst the people who call our service is an overwhelming sense of panic that they cannot meet their financial commitments. Whether they lost their job or had unexpected expenses, like car break down or a death in the family and had to meet funeral cost, they have found themselves unable to meet their once manageable debt repayments and are now experiencing major financial stress.

As the overdue notices and demanding phone calls continue people feel unsure of what to do next. It can appear that it is impossible to overcome the growing problem with the interest accumulating as well.

The solution that suited Cathy and Peter, when they were struggling to meet loan repayments, was to enter into a Part IX Debt Agreement. They say it restored their peace of mind. Read more about Cathy & Peter’s story.

Your Debt Management Options

Overwhelming debt and unfulfilled payment obligations can have damaging repercussions, sometime leading to Bankruptcy, but there is light at the end of the tunnel. If you are struggling to make payment on unsecured loans and need to find a solution you may be eligible for a Debt Agreement.

First, check our Do I Qualify for a Debt Agreement page. You may be eligible. Next, fill out the online form to book a free call back consultation or just call us on 1300 887 211 and talk to one of our friendly consultants.

Not quite sure yet if a Debt Agreement is the right solution for you? Click on some of our links and get informed.

3600 Turnaround Stories, yours could be next. 1300 887 211 or Request a call back

What is a Debt Agreement?   Find out more

How does a Debt Agreement work?   Find out more 2

FREE Phone Consultation
We Care. Try us, you’ll hear the difference!

  • This field is for validation purposes and should be left unchanged.

Debt Agreement Administrator Registration #985

Words from our clients

“I am so grateful to Debt Cutter they really stuck by me every step of the way. They helped me to cope financially. When I was down they picked me up and gave me encouragement. I mean there were times I was so stressed, my mind refused to function as I was in such a state. Debt Cutter would always listen and talked me through everything. The biggest thing I have to say is about communication, Debt Cutter communicated to me always about everything.”

Lucy, Logan QLD

“Debt Cutter were just open and honest with us every time we contacted them. Every now and again we would make extra payments to keep ahead and have a buffer. If we had issues they just told us how much leeway we had and enabled us to work it out with them. Any time we rang they were understanding and helpful. Sometimes all I did was send a text message. This was good as it saved me any embarrassment.”

Mick, Brisbane Qld.

“Thank you so much Debt Cutter! Without your help I would have went bankrupt. What a wonderful service you offer.”

Symone, Dubbo NSW

“I found Debt Cutter very helpful and understanding throughout the set-up and entire agreement period. Thanks so much.”

Peter, Gayndah QLD

“I would like to say thank you to Debt Cutter for helping me with my financial situation. Tell all the staff thank you and God bless you all. You’re the best team. From my family, thank you and keep up the good work.”

Samuela, Logan QLD

“Debt Cutter, you have been with us every step. Nothing was a problem. Thank you, Thank you, Thank you!”

John, NT

“I am very pleased to have heard about Debt Cutter as I was nearly insane thinking how I was going to pay these debts. Thank you all very much again.”

Maria, Young NSW

“Debt Cutter was an absolute God send. After getting into a mess financially they not only helped me clear my debts but were very very patient as at times I had to stop payments due to various reasons. Thank you for all your help.”

Geoffrey, Central Coast NSW

“The staff at Debt Cutter were always extremely helpful and understanding when issues arose that meant I needed to vary my payment at any time. I really appreciate all the assistance they gave.”

Sue, Bundaberg QLD

“Excellent service and support from all of Debt Cutter’s friendly and helpful staff. Going the extra mile to assist me in these challenging times. Plus all your professional advice and flexibility throughout the last seven and a half years, from start to end. Thank you Debt Cutter from the bottom of my heart.”

Chris, Caboolture QLD

Debt Cutter We Care, Because We’ve Been There.

Leonard saved the family home ...



About 5 years ago I was working away earning good money my wife also had a good paying job, we had four children. We finally brought our dream home, a small farm about an hour and a half from Perth. 18 months later our world turned upside down when we found out that my wife had become very ill and subsequently needed extensive treatment. In just that small time, we went from bad to worse we had credit cards, car loans, mortgage that we always paid on time but now started to struggle. We sought out help with our banks, although most were ...

Read more >

After struggling with mounting...

Peter and Heather


Seven years ago both Peter and I found ourselves in a very bad situation financially. Peter had to give up his full time work due to serious health problems and I had two shoulder surgeries which weren’t totally successfully which meant that neither of us were able to work. Over the next two years we struggled to maintain our payments but just kept slipping further and further behind. The stress was just unbearable, dreading any phone calls and not wanting to open the mail, we were at the lowest point in our life. Then one day Peter saw an advert in the back...

Read more >

Alex lost his job & needed hel...

Alex received debt help fast


Alex was a tradesperson who lost his job because of the economic climate. He also had his second child on the way and couldn’t afford to make his repayments on the loans, credit cards and car. "I chose Debt Cutter because I needed help fast," Alex said. "Debt Cutter helped me get my payments down to a manageable size and once I was back on track, it was easy to put extra money onto the outstanding debt to clear debt faster.” "If you can’t decide whether to call Debt Cutter, then I say to you, get off your ass and get your life back on track; call Debt Cutter.”...

Read more >