Consolidating Debt Payments
Are you looking for a Debt Consolidation Loan, have you considered you may have alternative options?
A Debt Consolidation Loan is worth considering if juggling multiple payments is causing you to get behind. However, if your struggle is not just with juggling repayments but actually making ends meet, then it may be worth looking at your alternatives.
Is this you?
- Unsecured Debts over $8000
- Friendly Credit providers have become Debt Collectors
- Bills mounting – multiple missed repayment dates
- Need to consolidate your repayments to manage the stress
- Not sure if a debt consolidation loan will actually resolve it
If this sounds like you, you are not are not alone, life events and unexpected expenses can cause debt to spiral out of control.
Debt Cutter’s Debt Agreement Administration service and support is available to help people who are in financial trouble. You can reclaim your quality of life and get back onto a financially stable path with effective debt management tools that support your journey. Like any financial decision, there are many factors to consider when taking up a Debt Agreement option. Call us now on 1300 887 211 or request a call back from our friendly staff who can help assess your situation and identify if this may be a solution for you.
The Debt Agreement process
The Debt Agreement process requires one regular payment made by you, that is then used, to pay your multiple unsecured debt creditors. It is not a debt consolidation loan.
It is a government legislated option to assist those who are enduring severe financial hardship and do not want to go bankrupt. A Debt Agreement enables you more control over your finances while dealing with your debt than bankruptcy provides.
Further benefits of a Debt Agreement include:
- Support from our consultant who negotiates with your creditors for you;
- Help with payment plans that you can actually afford;
- Helps reduce debt interest on future payments;
- Put an end to late payment fees;
- Save money on monthly fees; and
- Have no further interest on your debts.
A Debt Agreement has qualifying criteria. There are also consequences of proposing and entering into a Debt Agreement that need to be carefully considered. Our consultants are able to talk you through this option and help you to determine if it is a solution that meets your specific situation.
Debt Agreement Administrator Registration #985
“I am so grateful to Debt Cutter they really stuck by me every step of the way. They helped me to cope financially. When I was down they picked me up and gave me encouragement. I mean there were times I was so stressed, my mind refused to function as I was in such a state. Debt Cutter would always listen and talked me through everything. The biggest thing I have to say is about communication, Debt Cutter communicated to me always about everything.”
Lucy, Logan QLD
“Debt Cutter were just open and honest with us every time we contacted them. Every now and again we would make extra payments to keep ahead and have a buffer. If we had issues they just told us how much leeway we had and enabled us to work it out with them. Any time we rang they were understanding and helpful. Sometimes all I did was send a text message. This was good as it saved me any embarrassment.”
Mick, Brisbane Qld.
“Thank you so much Debt Cutter! Without your help I would have went bankrupt. What a wonderful service you offer.”
Symone, Dubbo NSW
“I found Debt Cutter very helpful and understanding throughout the set-up and entire agreement period. Thanks so much.”
Peter, Gayndah QLD
“I would like to say thank you to Debt Cutter for helping me with my financial situation. Tell all the staff thank you and God bless you all. You’re the best team. From my family, thank you and keep up the good work.”
Samuela, Logan QLD
“Debt Cutter, you have been with us every step. Nothing was a problem. Thank you, Thank you, Thank you!”
“I am very pleased to have heard about Debt Cutter as I was nearly insane thinking how I was going to pay these debts. Thank you all very much again.”
Maria, Young NSW
“Debt Cutter was an absolute God send. After getting into a mess financially they not only helped me clear my debts but were very very patient as at times I had to stop payments due to various reasons. Thank you for all your help.”
Geoffrey, Central Coast NSW
“The staff at Debt Cutter were always extremely helpful and understanding when issues arose that meant I needed to vary my payment at any time. I really appreciate all the assistance they gave.”
Sue, Bundaberg QLD
“Excellent service and support from all of Debt Cutter’s friendly and helpful staff. Going the extra mile to assist me in these challenging times. Plus all your professional advice and flexibility throughout the last seven and a half years, from start to end. Thank you Debt Cutter from the bottom of my heart.”
Chris, Caboolture QLD